Sample Benefit Enrollment Guide

Company Name PayFlex ® Health Savings Account (HSA)

Enrolling in an HSA, like FSAs, will reduce your taxable income. You may use your HSA funds to pay for eligible healthcare expenses for

you and your tax dependents.

HSAs Offer You the Following Advantages: „ „ Tax savings: Interest accumulates tax-free and funds are withdrawn tax-free when paying for eligible expenses. „ „ Reduced out-of-pocket costs: Reduced out-of-pocket costs: You can use your HSA funds to help you satisfy your health plans’ annual deductible. „ „ A long-term investment that stays with you: Unused account dollars are yours to keep even if you retire or leave the company. Additionally, you can invest your HSA funds so your available healthcare dollars can grow over time. „ „ The opportunity for long-term savings: Any unused HSA funds will accumulate year after year and can be used to reduce future out-of-pocket healthcare expenses (even after retirement).

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